Enroll in the plan or update your information here:

Your 401(k) is not like a regular savings account -- you cannot easily access your fund in the plan. If you are under the age of 59 ½ you can only take the amount out of the plan in rare, hardship circumstances.

Even in these cases, we do not recommend taking money out of the 401(k) plan before retirement. If you do, the IRS imposes a 10% penalty on the withdrawal, in addition to any taxes owed on that money.

If you are of retirement age and would like to talk about your distribution options, contact us and we’ll help you through the process!

Frequently Asked Questions:

Can I take a loan from my plan?
No. Taking a loan from a 401(k) plan is a horrible financial move. As such, your plan prohibits loans.

What if I terminate employment for whatever reason?
If you terminate employment you’ll be able to get your money out of the plan. You’ll be able to choose one of three options:

1. Roll the money into an IRA
2. Roll the money into a new employer plan
3. Pay taxes and penalties and get the money now

We highly recommend option 1 or 2!